Health Insurance
With skyrocketing medical costs, it is important to protect your finances with a personal health insurance policy from Theriot Insurance.
We represent the best health insurance companies in and can find a policy that is right for you.
The last six years has represented more change with the health insurance market than perhaps the previous 20 years combined. It is important to have an advocate who understands the market and can help you select the right health insurance plan for yourself and your family.
Things to consider about your Health Insurance Coverage:
Enrollment periods:
There is a yearly enrollment period that you’ll need to pay attention to. It is possible you may qualify for a Special Enrollment Period, so check with an agent in our office to confirm this.
Monthly Premiums:
Just like other insurance, you pay your premiums monthly. If you fail to pay your premiums, this can jeopardize your coverage if a medical emergency occurs and you need to use your health insurance.
How are health insurance premiums calculated?
The health care law says that insurance companies can only take five factors into account to calculate your health insurance premiums. Those are:
- Age
- Location (where you live)
- Tobacco usage
- Individual vs. Family Enrolment
- Plan category (how much coverage you want)
A personal health insurance plan from Theriot Insurance will help cover your medical expenses for medical, surgical and other hospital and doctor-billed expenses. Plans differ and some cover mental health, prescription drugs and dental expenses. Make sure you talk to a licensed professional at Theriot Insurance today to select the plan that is right for you. We will explain in detail the different options such as deductibles, co-pays and co-insurance to ensure you choose the right plan for your situation. Only you can decide what health insurance plan is right for you. So, call Theriot Insurance to start your Health Insurance Policy.
Theriot Insurance has the knowledge, resources and industry relationships to build an insurance solution that meets the unique needs of each of our clients. We offer our exceptional service guarantee combined with a vast selection of Professional Liability (E&O) Insurance products to meet your business needs. Our products offer broad coverage and competitive premiums to ensure we are staying ahead of our competition while putting our clients first. Remember, not all E&O policies are created equal and neither are the insurance carriers. Let our experience make the difference for your business.
We contacted Zach Hirsch for our Professional Liability insurance policy and he exceeded our expectations with excellent communications throughout the process and a broader coverage package. I highly recommend Zach.
I own an insurance agency and bought my E&O from Zach Hirsch. I highly recommend him and am thankful that I do not have to be both “patient and physician” for my own account. Thanks for being an insurance agent’s insurance agent, Zach!
My firm recently used Theriot Insurance to purchase professional liability insurance. Not only was Zach knowledgeable and very easy to work with, he also found us the best rate for the coverage we needed. I would highly recommend Zach to anyone looking for professional liability coverage.